FHA Loan Terms

The FHA Mortgage Company provides loan term education so that consumers can better understand loan terms like rate, refinance and 30 year fixed. The FHA is a government finance agency that was founded on the principles of fair lending and the right for the average American to get access to great FHA terms and affordable rates.  Borrowers should evaluate FHA mortgage terms when refinancing because the rates are low and there is no pre-payment penalty for early payoff. This is critical, because the FHA streamline refinance option is available to people who have FHA loans anytime interest rates drop below their existing rate.

  • 30 Year Fixed Rate Purchase Loans
  • 15 Year Fixed Rate Purchase Loans
  • 3 Year Fixed Hybrid Mortgage
  • 30 Year Fixed Rate Refinancing
  • 15 Year Fixed Rate Refinance Loans
  • 3 Year ARM Refinance

Choose between a 15 and 30 year FHA home loan

FHA loan terms are competitive and flexible for borrowers with bad credit.  With fixed FHA rates falling below 5% on thirty year terms, now is an excellent time to lock into the best home financing options in decades

Consider FHA for purchase or refinancing because the rates and FHA terms are affordable and secure and the loans are insured by the U.S. government.