FHA Mortgage Insurance Refunds

FHA home loan customers should inquire about FHA MI refunds when refinancing into a new conventional home loan. If you have an FHA mortgage, you have paid 1.5% mortgage insurance premium before your original home loan closed.

Assuming you did not go into payment default on your FHA loan payments, you may be eligible for a refund on part of your mortgage insurance premium. Home loans granted after September 1, 1983 may be entitled to this refund. Review your FHA HUD-1 paperwork or call the mortgage lender who helped you to learn more. If you need further assistance, contact your FHA loan officer for help.

If you are nervous about getting approved for your 1st home loan, then speak to a FHA mortgage specialist about qualifying.

Most new homebuyers save money with FHA purchase loans because the interest rates are significantly lower than the interest rates offered by subprime lenders!

  • 30 Year Fixed Rate Purchase Loans
  • 15 Year Fixed Rate Purchase Loans
  • 3 Year Fixed Hybrid Mortgage

Finance with a FHA home Loan from the Mortgage Experts for 1st Time Homebuyers!

FHA Home Purchase Loans are great for people who donít want to make a big down payment, when buying the 1st home.